We have lived so long in a world moving faster and faster, that we have forgotten how to be human beings, how to laugh, care, enjoy simple moments. — Then […]
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Budget Plan post Covid-19
In January I looked back at last year and drew up some reflections and personal lessons to improve prediction. Well, with Covid-19 that went well ! There is no […]
Read moreDebt Level – Debt Cycle – and a bit of Pandemic Wobble
A couple of months ago I saw a post about a 30min you-tube video from Ray Dalio (downloaded over 10M times) that very simply and graphically explains how economies work. […]
Read moreEthical Investments Funds – are they worth it ?
(Image from Continuum Investing) A short article this one ….just been looking at some ethical fund investments and then an article in the MailOnline popped up where a proposal of […]
Read moreDo I need a Blogging Calendar
Do I need a forward calendar or plan for articles ? A few weeks ago I came across a blog from a young later in Lancashire (Ashleigh) where she wrote […]
Read moreFI Index and Passive Investing
The financial world is awash with ratios one form or another. Many are useful, some need to be taken in balance with other information and some are just contrived. In […]
Read moreCorona Virus – Is the Big Correction looking a Lot More Likely Now
A good friend of mine regularly travels to China & India for his work (sales Director in an Automotive parts company). His trip to China 12 days ago was […]
Read moreSIPP vs ISA – The Tax hit and benefit of deliberate drawout
It slightly irks me that now we have FIRE’d we don’t have the income any more to further add to our ISA’s, but rather take from our investments what […]
Read moreNursing Home Costs
Last year I did have a brief think about long term care costs. We were getting to the point of a comfortable FIRE and did have a wonder about […]
Read moreAllan’s Dilema
My brother has just been made redundant and asked for a pension statement as he can legally take his pension now (albeit at a reduced rate). A basic 2 […]
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