The financial world is awash with ratios one form or another. Many are useful, some need to be taken in balance with other information and some are just contrived. In […]
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Corona Virus – Is the Big Correction looking a Lot More Likely Now
A good friend of mine regularly travels to China & India for his work (sales Director in an Automotive parts company). His trip to China 12 days ago was […]
Read moreSIPP vs ISA – The Tax hit and benefit of deliberate drawout
It slightly irks me that now we have FIRE’d we don’t have the income any more to further add to our ISA’s, but rather take from our investments what […]
Read moreNursing Home Costs
Last year I did have a brief think about long term care costs. We were getting to the point of a comfortable FIRE and did have a wonder about […]
Read moreAllan’s Dilema
My brother has just been made redundant and asked for a pension statement as he can legally take his pension now (albeit at a reduced rate). A basic 2 […]
Read moreSIPP vs ISA
In the near future we may well have some free cash to re-invest. Been mulling over the two possibilities of putting into an ISA or into a SIPP, specifically, […]
Read more2019 Budget Update – review of what happened
There are quite a few bloggers who talk budgets, give running commentaries monthly on spend down to the penny, glory in their side hustles and how then can use that […]
Read moreLists …. Buckets of Thoughts
Earlier last year I took a first look at my thoughts on Bucket Lists. I kind of concluded that really Bucket Lists are part of a plan for life (or […]
Read moreThe Hidden Excess Cost of Christmas
One of my favourite Christmas’s was 5 years ago on a beach in Mauritius So now you all think this is about a holiday … read on … As […]
Read moreCash Reserve – do we need a Thimble or Bucket ? Is it a Necessity or Comfort Blanket ?
In October I started the transition to drawing out of my pension funds. I am only taking the minimums to avoid taxation this financial year (to March 2020) and then […]
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