It is funny, but I have not much thought about being on my own .. you know.. wifey croaking and all that. It is not that I expect either of […]
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Planning pays off – Budget thoughts for this year and beyond
Cost & Economic Headwinds In the past I have written about our annual budget plan. All running fine and Covid aside (ie lower spend) as expected. But the world headwinds […]
Read moreThe Crunch yet to Come
A couple of weeks ago I wrote about a cost-benefit analyst’s looking at which was the better (i.e., least worst option) in selling a small holding out of Trading, ISA […]
Read moreCost Benefit Analysis – worked example
Making a financial investment decision is (or should largely be) a review of the greatest benefit given your target goal and strategy. But there are occasions that you just have […]
Read moreNew Year, New Goals ?
I am not one for New Year Resolutions. In fact I have studiously stuck the last one I made about 30 years ago … ‘No more New Year resolutions’. — […]
Read moreCashless update …
Back in February I wrote about the effect of Covid on us and reflected that we had essentially gone cashless. Since then I made a conscious effort to think about […]
Read moreIt’s April and It’s ISA time again !
It is that time of the year when here (in the UK) we get a new ISA allowance. Amazingly (given some of the wider taxation rules) we still get to […]
Read moreAre we going Cashless ?
I recently went over our spending and budget for the year. One of the things I put down was a reduced estimate of cash use (£125 pcm, so £1,500 over […]
Read morePlatform Costs – Do they Matter ?
I have used Hargreaves Landsdown as my Pension & Investing platform for over 4 years. Yes they have higher fees than many and a dubious record in recommendations (which I […]
Read moreAm I mad to sell a house for £30K less than market value ? Exploring the Perception of Value
I just sold my late mums house in 9 days for nearly about £30k less than I could have made … am I mad ? Let’s see …. […]
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