Back in February I wrote about the effect of Covid on us and reflected that we had essentially gone cashless. Since then I made a conscious effort to think about […]
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It’s April and It’s ISA time again !
It is that time of the year when here (in the UK) we get a new ISA allowance. Amazingly (given some of the wider taxation rules) we still get to […]
Read moreAre we going Cashless ?
I recently went over our spending and budget for the year. One of the things I put down was a reduced estimate of cash use (£125 pcm, so £1,500 over […]
Read morePlatform Costs – Do they Matter ?
I have used Hargreaves Landsdown as my Pension & Investing platform for over 4 years. Yes they have higher fees than many and a dubious record in recommendations (which I […]
Read moreAm I mad to sell a house for £30K less than market value ? Exploring the Perception of Value
I just sold my late mums house in 9 days for nearly about £30k less than I could have made … am I mad ? Let’s see …. […]
Read moreUpdated Cost of Coffee, Cake & cookies
Last year I had a look at our cost of coffee & cake. Not an inconsiderable amount with around £600 just on coffee for the year (calculated). Well, today I […]
Read moreShould we consider chunking up retirement into different phases ?
One of the things about the Trinity study (akka the ‘4% rule’) was that it made the assumption of a fixed (corrected for inflation, so growing) annual amount taken out […]
Read moreTime to Change the Car (Part 1)
It’s 3 weeks since I published an article. I have a few ideas in draft, some investigations and the like, but must say that the seemingly endless house clearing of […]
Read moreThe Memories in Photo’s
The Ugly The last couple of weeks have been a challenge in a number of ways. First we get this awful and needless death by a police officer in the […]
Read moreClap for Carers and the Normalisation of Behaviour
During the peak of our CV-19 crisis, as hospitals became full and almost on a war footing, some bright spark had the idea of everyone going outside their front door […]
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