Cost & Economic Headwinds In the past I have written about our annual budget plan. All running fine and Covid aside (ie lower spend) as expected. But the world headwinds […]Read more
Are we going Cashless ?
I recently went over our spending and budget for the year. One of the things I put down was a reduced estimate of cash use (£125 pcm, so £1,500 over […]Read more
Personal Investment Policy
In the same way a Statement of Wishes (SoW) is meant as a direction to executors of an estate (ie direction but not cast in stone), I rather have the […]Read more
2020 Budget – what happened ?
When I looked at my plan for 2020 little did I realise that it would utterly be turned on its head. That said, sure things turned out different, but there […]Read more
Am I mad to sell a house for £30K less than market value ? Exploring the Perception of Value
I just sold my late mums house in 9 days for nearly about £30k less than I could have made … am I mad ? Let’s see …. […]Read more
Updated Cost of Coffee, Cake & cookies
Last year I had a look at our cost of coffee & cake. Not an inconsiderable amount with around £600 just on coffee for the year (calculated). Well, today I […]Read more
Invest in the bottoming Market or Pay the Mortgage Off ?
One of the great F.I.R.E. mantra’s is ‘pay off your debts first .. get rid, get rid, reduce, eliminate … etc etc . They are a drag. Well totally agree, […]Read more
Budget Plan post Covid-19
In January I looked back at last year and drew up some reflections and personal lessons to improve prediction. Well, with Covid-19 that went well ! There is no […]Read more
2019 Budget Update – review of what happened
There are quite a few bloggers who talk budgets, give running commentaries monthly on spend down to the penny, glory in their side hustles and how then can use that […]Read more