A good friend of mine regularly travels to China & India for his work (sales Director in an Automotive parts company). His trip to China 12 days ago was […]
Read moreCategory: General
SIPP vs ISA – The Tax hit and benefit of deliberate drawout
It slightly irks me that now we have FIRE’d we don’t have the income any more to further add to our ISA’s, but rather take from our investments what […]
Read moreNursing Home Costs
Last year I did have a brief think about long term care costs. We were getting to the point of a comfortable FIRE and did have a wonder about […]
Read more2019 Budget Update – review of what happened
There are quite a few bloggers who talk budgets, give running commentaries monthly on spend down to the penny, glory in their side hustles and how then can use that […]
Read moreLists …. Buckets of Thoughts
Earlier last year I took a first look at my thoughts on Bucket Lists. I kind of concluded that really Bucket Lists are part of a plan for life (or […]
Read moreThe Hidden Excess Cost of Christmas
One of my favourite Christmas’s was 5 years ago on a beach in Mauritius So now you all think this is about a holiday … read on … As […]
Read moreCash Reserve – do we need a Thimble or Bucket ? Is it a Necessity or Comfort Blanket ?
In October I started the transition to drawing out of my pension funds. I am only taking the minimums to avoid taxation this financial year (to March 2020) and then […]
Read moreA FiRE approach to a new Mobile Phone
In quite a lot of ‘FIRE’ blogs and articles there is a general theme, not of frugality, but of taking the time to actually consider the cost and value of […]
Read moreAdvantage of not Paying my Mortgage off
I just looked at modifying an initial SWR based on taking mortgage into account and concluded that paying it off was probably the best thing. Fundamentally, my mortgage rate is […]
Read moreSafe Withdrawal Rate – but what does it mean for a fund size ?
There has been a lot written on Safe Withdrawal Rates already. I read a book by Abraham Okusanya called “Beyond the 4% Rule” (ISBN: 978-1985721647). Most interesting. Then there is […]
Read more