How certain is certain ? How can we be sure when we look at an investment ? Do we really get the risks and are we able to really […]Read more
Bucket List … or Plan for Life ?
Some years ago I learned to fly a Gyrocopter. I did after a long while let the licence lapse so would have to re-qualify (not that onerous as it […]Read more
Investment Policy Statement
What is an Investment Policy Statement – Initial Thoughts I stopped (paid) work 18 months ago and yet I find myself getting more and more busy – where is […]Read more
Money Cycle – are Banks that bad for us ?
I was reading some articles recently about how terrible banks are, how they screw Joe public and cripple economies with reckless lending. I started to muse on why their actions […]Read more
A bit more on Compounding
I wrote earlier about my view of compounding in the fund and how it is really about income streams. By chance I had decided to re-look at long term burner […]Read more
Looking at the Asset side – Net Worth
I guess the real question is ‘what is Net worth ?’ I use the term ‘what’ as it is not as obvious at it seems. For example, what do we […]Read more
So how do we know what we need ?
So how much does anyone need ? Interesting question and similar to the old one ‘how long is a piece of string ?’ Question really is ‘what does need mean […]Read more
Factors Affecting Investment Returns
Compounding One of the things that surprised me more than I thought was the impact of costs on long term performance. It was not until I created a simple spreadsheet […]Read more
So what am I thinking in blogging ?
Why have I started to Scribble ? Really all started almost 3 years ago when I read about SIPPs (Self Invest Personal Pension). Possibly (and depending on your view point) […]Read more