In October I started the transition to drawing out of my pension funds. I am only taking the minimums to avoid taxation this financial year (to March 2020) and then […]
Read moreCategory: Investment Strategy
Safe Withdrawal Rate – but what does it mean for a fund size ?
There has been a lot written on Safe Withdrawal Rates already. I read a book by Abraham Okusanya called “Beyond the 4% Rule” (ISBN: 978-1985721647). Most interesting. Then there is […]
Read moreUK Sequence Risk & Brexit
We have had one of the longest bull runs in a century and there is an innevitability of a correction. But how big. Well the Dow and FTSE have […]
Read moreIPS or FPS – Investment Policy Statement or Fire Policy Statement ?
A few weeks ago I wrote an article on article on an Investment Policy Statement. It came to the conclusion it was a ‘must do’ thing not least because should […]
Read moreIs a Gilt Ladder a Good Thing ?
Been musing on the relative value of a Total Return approach (as advocated by many in the US fatFIRE area) or a more relativistic approach. Let me explain…. One of […]
Read moreAre you an Investor or Gambler ?
How certain is certain ? How can we be sure when we look at an investment ? Do we really get the risks and are we able to really […]
Read moreBonds – my first look .. confusing
Are bonds just a means to loose money (slowly) ? I have really only thought of bonds (especially those of specific duration) as being rather like an annuity. […]
Read moreInvestment Policy Statement
What is an Investment Policy Statement – Initial Thoughts I stopped (paid) work 18 months ago and yet I find myself getting more and more busy – where is […]
Read moreBucket Strategy
Just a short post this week…. been travelling and only just really started to put together a topic of interest to me … Buckets ! I am confused and yet […]
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