Catchy title isn’t it ? Its funny but since we have gone into an effective lockdown, I thought I would have way more time for research and writing up some […]Read more
Category: Investment Strategy
I need to change my Passive vs Growth Orientation now
So Where are we Now ? Although I had not gotten around to writing about it, I did have a multi-stream plan that was almost complete. A mix of long […]Read more
Ethical Investments Funds – are they worth it ?
(Image from Continuum Investing) A short article this one ….just been looking at some ethical fund investments and then an article in the MailOnline popped up where a proposal of […]Read more
FI Index and Passive Investing
The financial world is awash with ratios one form or another. Many are useful, some need to be taken in balance with other information and some are just contrived. In […]Read more
SIPP vs ISA – The Tax hit and benefit of deliberate drawout
It slightly irks me that now we have FIRE’d we don’t have the income any more to further add to our ISA’s, but rather take from our investments what […]Read more
My brother has just been made redundant and asked for a pension statement as he can legally take his pension now (albeit at a reduced rate). A basic 2 […]Read more
SIPP vs ISA
In the near future we may well have some free cash to re-invest. Been mulling over the two possibilities of putting into an ISA or into a SIPP, specifically, […]Read more
Cash Reserve – do we need a Thimble or Bucket ? Is it a Necessity or Comfort Blanket ?
In October I started the transition to drawing out of my pension funds. I am only taking the minimums to avoid taxation this financial year (to March 2020) and then […]Read more
Safe Withdrawal Rate – but what does it mean for a fund size ?
There has been a lot written on Safe Withdrawal Rates already. I read a book by Abraham Okusanya called “Beyond the 4% Rule” (ISBN: 978-1985721647). Most interesting. Then there is […]Read more
UK Sequence Risk & Brexit
We have had one of the longest bull runs in a century and there is an innevitability of a correction. But how big. Well the Dow and FTSE have […]Read more