One of the things about the Trinity study (akka the ‘4% rule’) was that it made the assumption of a fixed (corrected for inflation, so growing) annual amount taken out […]
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Cash Reserve – do we need a Thimble or Bucket ? Is it a Necessity or Comfort Blanket ?
In October I started the transition to drawing out of my pension funds. I am only taking the minimums to avoid taxation this financial year (to March 2020) and then […]
Read moreSafe Withdrawal Rate – but what does it mean for a fund size ?
There has been a lot written on Safe Withdrawal Rates already. I read a book by Abraham Okusanya called “Beyond the 4% Rule” (ISBN: 978-1985721647). Most interesting. Then there is […]
Read moreSimulation
Simulation is a rather large subject with a lot of very complex mathematics … well … it can be ;-). So over time I will do a set of articles […]
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